Which of the following is a common red flag of elder fraud schemes?

All the listed options are indeed common red flags of elder fraud schemes, making the option that encompasses all of them the most appropriate choice.

The discovery of signed or forged legal documents can signify that an elder individual has been manipulated into signing away their rights or assets, which is a tactic often used by fraudsters. This might involve changes in wills or powers of attorney that benefit the fraudster rather than the elder.

Large bank account withdrawals with no explanation are also a significant warning sign. Such withdrawals could indicate that someone is using the elder’s funds for personal gain, exploiting their trust to gain access to their finances. Elders may be vulnerable to pressure or manipulation, leading to withdrawals that are unrelated to their own needs.

New friends who appear suddenly and without prior mention can indicate a suspicious relationship dynamic. Fraudsters often establish themselves as companions or confidants to gain the trust of elderly individuals before initiating fraudulent schemes, such as financial exploitation. The sudden presence of these "friends," especially if they become overly involved in the elder's financial or personal life, should prompt scrutiny.

Thus, recognizing any of these red flags is crucial in the context of protecting elderly individuals from potential fraud. Since each option highlights a characteristic that could indicate the presence of an elder fraud