Which of the following are considered red flags of insider cyberfraud?

The assertion that II and IV are indicative of red flags for insider cyberfraud is insightful as it aligns with the understanding of behavioral and operational indicators that commonly suggest potential fraudulent activity within an organization.

When analyzing insider cyberfraud, recognizing specific patterns can be crucial. The second statement (II) may refer to unusual access to sensitive data or systems that the employee does not typically need for their role, which creates an opportunity for misuse. Such unusual behavior can signify intent to commit fraud, especially if there is no legitimate reason for the access.

The fourth statement (IV) likely relates to changes in behavior or workplace habits, such as an employee exhibiting signs of distress or erratic behavior. This change can be a psychological indicator that an individual is either engaged in illicit activities or may be feeling pressured by circumstances that drive them toward committing fraud.

Both of these elements (II and IV) are key in spotting potential fraudulent behavior before it escalates. Properly identifying these red flags enables organizations to take proactive measures to mitigate risks associated with insider threats. In contrast, the other options may incorporate statements that do not directly relate to specific patterns recognized as red flags for insider cyberfraud.