What type of scheme is NOT typically used to exploit older individuals?

Fill-and-split games schemes are not typically used to exploit older individuals for several reasons. This type of scheme often involves an element of gaming or gambling that may appeal more to younger audiences or those actively seeking interactive entertainment. The mechanics rely on participants engaging in quick-paced competition, which typically does not resonate with the preferences or interests of older individuals who may prefer more traditional forms of entertainment or have different outlooks on gambling.

In contrast, tech-support schemes, home improvement schemes, and sweepstakes and prize schemes are more common tactics employed against older adults. These schemes capitalize on vulnerabilities such as a lack of familiarity with technology, a desire to maintain homes, or the excitement associated with potentially winning prizes, which can make them appealing to this demographic. Older individuals may be particularly susceptible due to their trust in authority or the promise of help, as seen in tech-support fraud, or the genuine interest in enhancing their homes and lifestyles, as seen in home improvement scams.