What technique do fraudsters often prefer to maintain anonymity during new account fraud?

Fraudsters often prefer mobile deposits as a technique for maintaining anonymity during new account fraud because this method allows them to conduct transactions without having to physically visit a bank or engage in face-to-face interactions. Mobile deposits enable individuals to deposit checks using a smartphone or other mobile device, allowing them to remain anonymous and less traceable.

In contrast, options such as face-to-face transactions and in-person identity verification require direct interaction with bank personnel, which increases the likelihood of detection. Online banking does facilitate anonymity to some extent, but it still requires an established relationship with the financial institution and often involves various security measures that can help in identifying suspicious activities. Therefore, mobile deposits stand out as a preferred method for fraudsters who seek to obscure their identities while committing fraud.